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Posts in the ‘Budgeting’ Category

Til Debt Do Us Part: A Review

I just finished viewing this show on CNBC at 9pm.  It is a good show.  A personal finance expert (Gail Vaz-Oxlade) takes couples through a real-life gut check of where there finances are going wrong.  She does the numbers and imparts the 'truth' about their out of control spending.  She issues challenges to the couples …

Are Your Finances Reformed?

There's been a lot of press given to the financial reform package completed by Congress this past week.  Our government thinks they can solve financial problems and prevent them from happening again.  My question to you is: Are your finances reformed?  Are you comfortable where you are financially?  Are their any financial issues that keep …

4 Important Financial Habits

You may have heard that it takes 21 days to start a new habit.  Why 21? Is that how long it takes our brains to convince us that it's okay to keep doing that new behavior?  How do you feel about your financial habits? Are they helping you reach your goals? preventing you?  Habits can …

Saving: Just Do It!

They say the road to hell is paved with good intentions.  Some folks say we'll start saving when we have something left over.  Others say they'll start next month.  Next month never comes.  Here's the secret to saving: Just do it!  Below are some tips on how to 'just do it.,' 

1) Treat savings like a …

How to Make Your Money Work Hard

You work hard for your money.  You should want to get  the most out of it.  Below are some ways to make your money work hard for you.

Seek the best rates.  This applies to savings accounts, investment accounts as well as your mortgages.  You need to be aware of what you're being charged.  You also …

6 Shortcuts to Financial Independence

You want to be free from debt.  The balance of debt you have keeps growing.  You wonder how to tackle this challenge.  How long will it take to be debt free?  If you're serious about getting out of debt, here are some shortcuts that can get you there quickly.

Pay more than the minimum on credit …

4 Signs You Need a Money Makeover

Ever wondered why things keep screwing up?  The worst things happen at the worst times.  Maybe it's time for a money makeover.  Here are some signs you need a makeover and a solution for each one.

1) Overdraw on your checking account.  Solution. 1a) Track all expenses for 30 days.  You are overspending on some categories. 1b) …

Spring Clean Your Finances

Spring is here.  The buds are breaking and the grass is greening up.  The arrival of spring means a new start, a new season.  This is a great time to give your finances a 'clean start' as well.  Those neglected papers and unopened envelopes need attention.  Below are some good steps to take to get …

What Are You Working For?

"I owe, I owe, it's off to work I go."  I saw it on a bumper sticker years ago.  Ever wonder what you're working for?  Are you closer to choosing work on your terms or does ever-mounting debt make stepping away seem like an eternity away?  Today's choices affect your future choices.  Living paycheck to paycheck can make …

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Are Your Finances Out of Sight?

Do you have some financial decisions that you still haven't completed? Does your budget seem to always get busted?  It could because it's out of sight.  What financial issue have you forgotten?  You think about it from time to time but it's often off your radar. Below are some examples of often forgotten items:

Will – …