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In the last 8 months I have taken 2 pay cuts. I have a 3rd one coming up in September. I am a school counselor in an elementary school in Georgia. Georgia's budget woes are well documented and are hitting our family budget hard. I have been blessed in the last 2 weeks to pick up …
You want to be free from debt. The balance of debt you have keeps growing. You wonder how to tackle this challenge. How long will it take to be debt free? If you're serious about getting out of debt, here are some shortcuts that can get you there quickly.
Pay more than the minimum on credit …
Ever wondered why things keep screwing up? The worst things happen at the worst times. Maybe it's time for a money makeover. Here are some signs you need a makeover and a solution for each one.
1) Overdraw on your checking account. Solution. 1a) Track all expenses for 30 days. You are overspending on some categories. 1b) …
The stock market drop of 2008 will forever be remembered. A steeper decline has not been witnessed since the Great Depression. The steep retraction resulted in a negative impact on the portfolios of millions. I read in Money magazine that most economists believe the recession ended in the middle of 2009. Has your asset allocation …
In the January 2010 issue of Money Magazine the author recommends "adding a credential" as a tool to survive in today's fragile job market. The recession has caused millions of workers to rethink what job security means. As I write the unemployment rate is still hovering around 10%. It makes sense to have more than …
We've heard the term stimulus a lot in the last 3 months. Our President, congressmen, and senators have thrown billions of dollars at the economy trying to jolt it into a recovery. Whether the funds will accomplish the intended results remains to be seen. My intent is for you to worry about what you can …
Do you want more income? Do you mistakenly think that making more money will bring you immediate results? Will it help you reach your financial goals more quickly? My opinion is making more is only half of the equation. To truly succeed with more you need to do the second half: direct your money. Yes, you …