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Americans are way behind the ball when it comes to being prepared for retirement. According to the 2010 Retirement Confidence Survey, "Fewer workers report that they and/or their spouse have saved for retirement (69 percent, down from 75 percent in 2009 but statistically equivalent to 72 percent in 2008). Moreover, fewer workers say that they and/or …
You may wonder why the question. How are you doing with saving for Christmas? I do hope you have started before reading this post. Too many folks wait until December to plan for Christmas. This means using plastic as their plan. This only results in added debt (plus interest). If you haven't started saving for …
Ever wondered why things keep screwing up? The worst things happen at the worst times. Maybe it's time for a money makeover. Here are some signs you need a makeover and a solution for each one.
1) Overdraw on your checking account. Solution. 1a) Track all expenses for 30 days. You are overspending on some categories. 1b) …
I am not an insurance agent. I am pretty clueless about permanent life insurance policies. I would like to ask my PF Blogger friends to sound off on this topic. Is permanent life insurance ever beneficial? Ive always heard that term life insurance is the best way to protect one's life from the unexpected. It's cheaper and has …
Spring is here. The buds are breaking and the grass is greening up. The arrival of spring means a new start, a new season. This is a great time to give your finances a 'clean start' as well. Those neglected papers and unopened envelopes need attention. Below are some good steps to take to get …
Do you have some financial decisions that you still haven't completed? Does your budget seem to always get busted? It could because it's out of sight. What financial issue have you forgotten? You think about it from time to time but it's often off your radar. Below are some examples of often forgotten items:
Will – …
If you don't work in the career field of finance or business the word "retirement planning" can be intimidating. How do I start? What is the best way to do it? What is the risk involved? How much will it cost? How much will I need to retire? Your first step toward retirement is to …
Financial peace means different things to different people. For sure, most everyone wants to achieve it. Being at peace with your money situation is a great place to be. Are you there right now? Are you missing a few pieces your financial peace puzzle? If financial peace is what you want, you have to define …
Do you want more income? Do you mistakenly think that making more money will bring you immediate results? Will it help you reach your financial goals more quickly? My opinion is making more is only half of the equation. To truly succeed with more you need to do the second half: direct your money. Yes, you …
As 2010 begins I have a few folks I think can get you off on the right track. Below are five posts that I enjoyed reading this week. Go by and give them a visit.
I would highly recommend Bible Money Matter's post on setting up a blog.
Kudos go out to Christian PF on the ingredients …