Christmas Happens in What Month?
You may wonder why the question. How are you doing with saving for Christmas? I do hope you have started before reading this post. Too many folks wait until December to plan for Christmas. This means using plastic as their plan. This only results in added debt (plus interest). If you haven't started saving for Christmas, start today. I recommend www.ingdirect.com. The setup can be done in 15 minutes and you can link the account to your checking account for money transfers into/out of the account. What is your method of saving for Christmas? Please share in comments.
Fortunately, I can now wait until December and just use 1/3 of one of my paychecks. It never used to be that way. I used to get around the spending aspect of Christmas by calling it a marketing holiday and telling family and friends that Christmas is about togetherness, not gifts. That didn’t work out too well for long, though.
It’s good that you know now what you will need and more importantly….you won’t go into debt to fund it.